Raindrop Ripple
(Adobe Photoshop 7 Effect Tutorial)
Create a water ripple from a source using this lens flare trick!
5: At this point, the twirl is really obvious, so to make it look more like a ripple, use the Burn tool set to Range: Midtones, Exposure: 20% to get rid of the green from the lens flare in the center. Then, bring out the highlights using the Dodge tool set to Range: Highlights, Exposure: 30%.
6: Finally, create a new layer. Set the Layer Style of this layer to "Color." On this layer, use the Diamond Gradient with any color selection you choose. I decided on blue and white, because the white lets the red of the lens flare come through a bit. As a finishing touch, use a scattered brush at a size of 1 pixel to create little particles floating about. Click the image for the final result. See this effect in action in my Wolf's Rain wallpaper.